@font-face{font-family:DM Sans;src:url(fonts/dm-sans-regular.ttf) format('truetype');font-style:normal;font-weight:400;font-display:swap}
@font-face{font-family:DM Sans;src:url(fonts/dm-sans-semibold.ttf) format('truetype');font-style:normal;font-weight:600;font-display:swap}
@font-face{font-family:DM Sans;src:url(fonts/dm-sans-bold.ttf) format('truetype');font-style:normal;font-weight:700;font-display:swap}
:root{--paper:#fbf7f0;--white:#fffdf9;--ink:#332935;--plum:#3d293d;--rust:#a0442e;--muted:#6c6268;--line:#ded5d2;--peach:#f0bfa1;--pale:#eee6eb;--green:#176451;font-family:'DM Sans',sans-serif;font-size:16px;color:var(--ink);font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;line-height:1.75;background:var(--paper)}a{color:inherit;text-underline-offset:4px;text-decoration-thickness:1px}button,input,textarea{font:inherit}button,summary{cursor:pointer}button{line-height:1.4}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--rust);outline-offset:5px}a:hover{color:var(--rust)}.wrap{width:min(1200px,calc(100% - 96px));margin-inline:auto}.utility{background:var(--plum);color:#f4e9f1;font-size:12px;padding:7px 0;letter-spacing:.02em}.utility .wrap{display:flex;justify-content:space-between;gap:20px}.utility a{text-decoration:none;color:inherit}.site-header{position:sticky;top:0;z-index:30;background:#fbf7f0f5;border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.header-inner{min-height:85px;display:flex;align-items:center;justify-content:space-between;gap:32px}.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;white-space:nowrap}.brand>span:last-child{font:25px/1.1 Georgia,serif;letter-spacing:-.8px}.brand em{font-weight:400}.brand-mark{height:43px;width:43px;display:grid;place-items:center;background:var(--plum);color:var(--peach);border-radius:50%;font:37px/1 Georgia,serif;padding-bottom:6px;padding-right:3px}#main-nav{display:flex;align-items:center;gap:26px}#main-nav a{font-size:14px;text-decoration:none;white-space:nowrap;padding:28px 0 23px;border-bottom:3px solid transparent}#main-nav a[aria-current]{border-color:var(--rust);color:var(--rust);font-weight:700}.menu-toggle{display:none}.breadcrumb{display:flex;gap:12px;font-size:12px;color:var(--muted);padding:24px 0 15px;flex-wrap:wrap}.breadcrumb a{text-decoration:none}.hero{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:74px;align-items:center;padding:26px 0 30px}.hero:has(.hero-copy:only-child){grid-template-columns:1fr;max-width:890px}.eyebrow{font-size:12px;font-weight:700;color:var(--rust);text-transform:uppercase;letter-spacing:.14em;margin:0 0 15px}h1,h2,h3{font-weight:400;line-height:1.16}h1{font-family:Georgia,serif;font-size:clamp(43px,4.7vw,66px);letter-spacing:-2.9px;margin:0 0 24px;max-width:800px}h2{font-family:Georgia,serif;font-size:35px;letter-spacing:-1.1px;margin:0 0 25px}h3{font-size:22px;font-weight:600;line-height:1.4}.hero-intro{font-size:18px;color:var(--muted);line-height:1.65;max-width:620px;margin:0 0 24px}.hero-actions{display:flex;gap:27px;align-items:center;flex-wrap:wrap}.button{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:12px 23px;background:var(--plum);border:1px solid var(--plum);color:white;border-radius:3px;font-size:14px;font-weight:600;text-decoration:none}.button:hover{background:var(--rust);border-color:var(--rust);color:white}.text-link{font-size:14px;font-weight:600}.hero-facts{background:var(--pale);padding:25px 29px 19px;border-radius:50px 3px 3px 3px;border-top:3px solid var(--plum)}.hero-facts .eyebrow{margin-bottom:10px;color:var(--plum)}.hero-facts dl{margin:0}.hero-facts dl>div{display:flex;flex-direction:column;padding:13px 0;border-bottom:1px solid #d5c7d1}.hero-facts dl>div:last-child{border:0}.hero-facts dt{order:2;font-size:13px;color:var(--muted)}.hero-facts dd{margin:0;font:36px/1.2 Georgia,serif;color:var(--plum);overflow-wrap:anywhere}.fact-footnote{font-size:12px;color:var(--muted);margin:13px 0 0}.byline{display:flex;flex-wrap:wrap;gap:12px 24px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:14px 0;color:var(--muted);font-size:12px}.byline span:last-child{margin-left:auto}.offer-wall{padding:42px 0 46px}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:25px;margin-bottom:25px}.section-head h2{margin:0;font-size:36px}.section-head .eyebrow{margin-bottom:8px}.section-note{font-size:12px;color:var(--muted);padding-bottom:4px}.offer-list{list-style:none;margin:0;padding:0;display:grid;gap:10px}.offer-placeholder{background:var(--white);border:1px dashed #cbbfc5;border-left:4px solid #d5b19d;border-radius:3px;min-width:0}.offer-blank{min-height:99px;display:grid;grid-template-columns:77px minmax(140px,1.25fr) minmax(120px,1fr) 155px;gap:32px;align-items:center;padding:16px 25px}.skeleton-logo{display:block;width:64px;height:64px;background:#ece6e3;border-radius:14px}.skeleton-copy,.skeleton-terms{display:flex;flex-direction:column;gap:12px}.offer-blank i{display:block;border-radius:20px;background:#eee8e5;height:10px;width:75%}.skeleton-copy i:first-child{width:60%;height:15px;background:#e7dcd7}.skeleton-copy i:last-child{width:87%}.skeleton-terms i{width:80%;height:8px}.skeleton-terms i:last-child{width:58%}.skeleton-action{height:39px;background:#e9e0e6;border-radius:3px}.reading-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:72px;align-items:start;padding-top:52px}.contents{position:sticky;top:114px;max-height:calc(100vh - 142px);overflow:auto;scrollbar-width:thin}.contents .eyebrow{color:var(--muted);font-size:12px}.contents nav{display:flex;flex-direction:column}.contents nav a{display:flex;gap:12px;color:var(--muted);font-size:13px;line-height:1.5;padding:9px 0;text-decoration:none}.contents nav a span{font-size:11px;color:var(--rust);min-width:17px}.contents nav a.active,.contents nav a:hover{color:var(--rust)}.aside-note{border-top:1px solid var(--line);margin-top:23px;padding-top:23px;font-size:13px;color:var(--muted)}.small-mark{font:40px/1 Georgia,serif;color:var(--rust)}.aside-note p{margin:10px 0}.aside-note a{font-size:12px}.reading-layout article{min-width:0}.article-section{position:relative;margin:0 0 50px;padding:30px 0 0;border-top:1px solid var(--line)}.article-section:first-child{padding-top:0;border-top:0}.section-count{display:block;color:var(--rust);font-size:12px;letter-spacing:.1em;margin:0 0 12px;font-weight:700}.article-section p{margin:0 0 21px;color:#5b525b;line-height:1.85}.article-section p:last-child{margin-bottom:0}.article-section a:not(.button):not(.guide-card){color:var(--rust)}.article-section h3{margin:30px 0 16px}.table-wrap{overflow:auto;border:1px solid var(--line);margin:28px 0;background:var(--white);border-radius:3px}table{border-collapse:collapse;width:100%;font-size:14px;line-height:1.6;min-width:510px}caption{text-align:left;background:var(--plum);color:#fff;padding:17px 20px;font-size:14px;font-weight:600}th,td{text-align:left;vertical-align:top;padding:15px 19px;border-bottom:1px solid var(--line)}thead th{background:#eee6df;font-weight:600;color:var(--plum)}tbody th{font-weight:600}tr:last-child>*{border-bottom:0}tbody tr:nth-child(even){background:#f8f3ed}.faqs{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{display:flex;justify-content:space-between;gap:22px;list-style:none;font-size:17px;font-weight:600;line-height:1.6;padding:22px 0}summary::-webkit-details-marker{display:none}summary:after{content:'+';font-size:25px;font-weight:400;color:var(--rust)}details[open]>summary:after{content:'−'}.answer{padding:0 28px 22px 0}.answer p{font-size:15px;margin:0}.related{border-top:1px solid var(--line);padding:46px 0 50px}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.guide-card{background:var(--white);border:1px solid var(--line);padding:24px;text-decoration:none;display:flex;flex-direction:column;min-width:0;transition:border-color .18s,background .18s}.guide-card:hover{border-color:var(--rust);background:#f8eee5}.guide-card h3{font-family:Georgia,serif;font-size:25px;font-weight:400;margin:17px 0 12px}.guide-card p{font-size:14px;line-height:1.6;margin:0 0 25px;color:var(--muted)}.guide-number{font-size:12px;letter-spacing:.1em;color:var(--rust)}.guide-read{font-size:13px;text-decoration:underline;margin-top:auto;font-weight:600;color:var(--rust)}.responsible-strip{border-top:1px solid var(--line);padding:28px 0 40px;display:flex;gap:24px;align-items:center;color:var(--muted)}.age{height:48px;width:48px;border:1px solid #aca0a5;border-radius:50%;display:grid;place-items:center;flex-shrink:0;font-size:15px;font-weight:600}.responsible-strip strong{color:var(--ink);font-size:15px}.responsible-strip p{font-size:13px;line-height:1.6;margin:6px 0 0;max-width:680px}.responsible-strip>a{font-size:13px;white-space:nowrap;margin-left:auto}footer{background:var(--plum);color:#f5e9ef;padding:40px 0 20px}footer .brand-mark{background:var(--peach);color:var(--plum)}footer a:hover{color:var(--peach)}.footer-top{display:flex;justify-content:space-between;gap:30px;align-items:center;margin-bottom:30px}.footer-top p{font-size:14px;line-height:1.6;color:#cfbecd;margin:0}.footer-links{display:flex;flex-wrap:wrap;gap:15px 25px;font-size:13px;border-top:1px solid #71596f;padding-top:24px}.footer-links a{text-decoration:none}.footer-links button{background:none;border:none;color:inherit;font-size:13px;padding:0;cursor:pointer}.footer-bottom{display:flex;justify-content:space-between;gap:24px;font-size:12px;color:#cfbecd;margin-top:28px}.cookie-banner{position:fixed;bottom:18px;left:50%;transform:translateX(-50%);z-index:60;display:flex;gap:27px;align-items:center;width:min(890px,calc(100% - 40px));padding:22px 25px;background:var(--white);border:1px solid #bdaeba;border-radius:6px;box-shadow:0 8px 35px #30222d25}.cookie-banner[hidden]{display:none}.cookie-banner strong{font-size:15px}.cookie-banner p{font-size:13px;color:var(--muted);line-height:1.5;margin:6px 0 0}.cookie-banner p:empty{display:none}.cookie-actions{display:flex;gap:10px;flex-shrink:0}.cookie-actions button{border:1px solid var(--plum);background:transparent;color:var(--plum);font-size:14px;padding:10px 17px;min-height:44px;border-radius:3px}.cookie-actions button:hover{background:var(--pale)}.skip-link{position:fixed;top:-100px;left:20px;background:white;color:var(--plum);padding:12px;z-index:100}.skip-link:focus{top:10px}form{background:#f0e9e2;border:1px solid var(--line);padding:27px;margin:30px 0}label{display:block;font-size:14px;font-weight:600;margin:0 0 8px}input,textarea{display:block;width:100%;border:1px solid #ac9da4;border-radius:3px;background:var(--white);color:var(--ink);padding:12px;margin:0 0 20px;font-size:16px;line-height:1.5}textarea{resize:vertical}form .form-note{font-size:13px;margin-bottom:20px}#contact-status{font-size:14px;margin-top:15px}.legal-fields{display:grid;grid-template-columns:1fr 1.3fr;border:1px solid var(--line);margin:24px 0}.legal-fields dt,.legal-fields dd{margin:0;padding:16px;border-bottom:1px solid var(--line);font-size:14px}.legal-fields dt{font-weight:600;background:#eee6df}.page-index .reading-layout{grid-template-columns:1fr}.page-index .contents{display:none}.page-index article .guide-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.page-info .hero{padding-bottom:25px}
@media(max-width:1050px){.wrap{width:calc(100% - 56px)}.hero{gap:40px;grid-template-columns:minmax(0,1fr) 275px}#main-nav{gap:19px}.reading-layout{gap:40px;grid-template-columns:190px minmax(0,1fr)}.offer-blank{gap:22px;grid-template-columns:64px minmax(140px,1fr) minmax(100px,1fr) 130px}.brand>span:last-child{font-size:23px}.responsible-strip{flex-wrap:wrap}.responsible-strip>a{margin-left:72px}}
@media(max-width:800px){.wrap{width:calc(100% - 40px)}.header-inner{min-height:74px}.brand>span:last-child{font-size:24px}.brand-mark{width:38px;height:38px;font-size:33px}.menu-toggle{display:flex;align-items:center;gap:12px;border:1px solid var(--line);padding:9px 12px;background:transparent;color:var(--ink);font-size:14px;border-radius:3px}.menu-toggle span{font-size:20px;line-height:1}#main-nav{display:none;position:absolute;top:74px;left:0;right:0;background:var(--paper);padding:12px 20px;border-bottom:1px solid var(--line);box-shadow:0 12px 20px #3d293d13}#main-nav.is-open{display:flex;flex-direction:column;align-items:stretch;gap:0}#main-nav a{padding:13px 14px;font-size:16px;border:0}#main-nav a[aria-current]{background:var(--pale);border-radius:3px}.hero{grid-template-columns:1fr;gap:30px;padding:15px 0 26px}h1{max-width:670px;font-size:52px}.hero-facts{padding:20px 24px;border-radius:30px 3px 3px 3px}.hero-facts dl{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.hero-facts dl>div{border-bottom:0;border-right:1px solid #d5c7d1;padding:0 16px 0 0}.hero-facts dd{font-size:28px}.hero-facts dt{font-size:12px}.fact-footnote{margin-top:12px}.hero-facts .eyebrow{margin-bottom:17px}.reading-layout{grid-template-columns:1fr;gap:35px;padding-top:36px}.contents{position:static;max-height:none;overflow:visible;background:#f0e9e2;padding:22px}.contents nav{display:grid;grid-template-columns:1fr 1fr;gap:2px 24px}.contents nav a{padding:7px 0;font-size:13px}.aside-note{display:none}.offer-blank{grid-template-columns:60px minmax(100px,1fr) 100px;gap:22px;padding:15px 20px}.skeleton-terms{display:none}.skeleton-logo{width:55px;height:55px}.offer-blank{min-height:88px}.offer-wall{padding:32px 0}.guide-grid,.page-index article .guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.cookie-banner{gap:18px;padding:18px;align-items:flex-start}.cookie-actions{flex-direction:column}.byline span:last-child{margin-left:0}.section-head h2{font-size:32px}.section-note{max-width:150px;text-align:right}.responsible-strip>a{margin-left:72px}.footer-top{align-items:flex-start}}
@media(max-width:480px){.utility .wrap>span{display:none}.utility .wrap{justify-content:center}.utility{font-size:11px}.wrap{width:calc(100% - 36px)}.brand{gap:9px}.brand>span:last-child{font-size:22px}.menu-toggle{gap:8px;padding:8px 10px}.breadcrumb{font-size:11px;padding-top:18px}.hero{padding-top:15px;gap:26px}h1{font-size:43px;letter-spacing:-1.9px;line-height:1.12;margin-bottom:20px}.hero-intro{font-size:16px;line-height:1.7}.hero-actions{gap:19px}.button{padding:12px 18px}.text-link{font-size:13px}.hero-facts{padding:19px}.hero-facts dl{gap:10px}.hero-facts dl>div{padding-right:7px}.hero-facts dd{font-size:25px}.hero-facts dt{font-size:11px;line-height:1.5;margin-top:5px}.fact-footnote{font-size:11px}.byline{font-size:11px;gap:7px 14px}.section-head{gap:12px;align-items:flex-start;margin-bottom:20px}.section-head h2{font-size:29px;letter-spacing:-.8px}.section-note{display:none}.offer-blank{grid-template-columns:47px minmax(70px,1fr) 69px;gap:15px;min-height:83px;padding:13px 14px}.skeleton-logo{width:43px;height:43px;border-radius:10px}.skeleton-action{height:31px}.offer-blank i{height:7px}.skeleton-copy i:first-child{height:11px;width:70%}.skeleton-copy i:last-child{width:90%}.skeleton-copy{gap:10px}.offer-list{gap:9px}.reading-layout{padding-top:25px;gap:30px}.contents{padding:20px}.contents nav{grid-template-columns:1fr;gap:0}.contents nav a{font-size:13px;padding:8px 0}.contents .eyebrow{margin-bottom:9px}.article-section{margin-bottom:37px;padding-top:26px}.article-section h2{font-size:29px;letter-spacing:-.6px;line-height:1.2}.article-section p{font-size:16px;line-height:1.85}.section-count{font-size:11px}.table-wrap{margin:23px 0}th,td{padding:14px}caption{padding:15px;font-size:13px}.guide-grid,.page-index article .guide-grid{grid-template-columns:1fr}.guide-card{padding:22px}.related{padding:33px 0}.responsible-strip{gap:15px;align-items:flex-start}.responsible-strip>div{flex:1;min-width:0}.responsible-strip>a{margin-left:63px}.footer-top{flex-direction:column;gap:20px}.footer-links{gap:15px 23px}.footer-top p{font-size:13px}.cookie-banner{bottom:10px;width:calc(100% - 20px);flex-direction:column;gap:15px}.cookie-actions{flex-direction:row;width:100%}.cookie-actions button{flex:1}.cookie-banner p{font-size:12px}.cookie-banner strong{font-size:14px}.legal-fields{grid-template-columns:1fr}.legal-fields dd{padding-top:12px}.legal-fields dt{padding-bottom:12px}form{padding:20px}.answer{padding-right:0}.answer p{font-size:15px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{.site-header,.utility,.contents,.cookie-banner,.menu-toggle,.hero-actions,.related,footer,.offer-wall{display:none!important}.wrap{width:100%}.hero,.reading-layout{display:block}.hero-facts{display:none}body{background:white;color:black}.article-section{break-inside:auto}a{color:inherit}table{min-width:0}.responsible-strip{display:none}}